Showing posts from July, 2019

Top 5 Colleges In Canada

Canada is a country in the northern half of North America covering 9.98 million square kilometers (3.85 million square miles), making it the world's second-largest country by total area with its capital as Ottawa.
Canada is sparsely populated, the majority of its land territory is dominated by forest and tundra and the Rocky Mountains, The majority of Canada has a cold or severely cold winter climate, but southerly areas are warm in summer.
Canada is the most educated country in the world ] the country ranks first worldwide in the number of adults having tertiary education with 51 percent of Canadian adults having attained at least an undergraduate college or university degree. Canada spends about 5.3% of its GDP on education. The country invests heavily in tertiary education (more than 20 000 USD per student).As of 2014, 89 percent of adults aged 25 to 64 have earned the equivalent of a high-school degree, compared to an OECD average of 75 percent.

Top 5 CANADA Colleges

1. Centennia…

New Credit Card Field

Our new and improved credit card field makes it faster and easier for your customers to input their cardholder information and even safer for you to collect and process it. With the release of this new field, we alerted customers that we would be discontinuing the old credit card field block in March 2019. When the old credit card field was removed, historical data collected from that field was also removed.  Field Features A unified, compact design
Instead of three separate fields, we’ve created one, responsive field that allows customers to enter all three pieces of cardholder data (credit card number, expiration date, and CVC) without stopping to tab or click into the next field. We still treat this field as three separate fields behind the scenes so you’ll be able to map them to the proper payment integration settings fields as usual. We still treat this field as three separate fields behind the scenes but you’ll use the same field name for each field you map (similar to the address …

The Dire Consequences of Workers Compensation Scams

Every type of workplace—from warehouses to retail floors and office spaces—includes a specific set of risks. With so many moving parts, accidents happen. Workers' compensation insurance exists to mitigate the financial fallout in case an employee is injured or takes ill on the job.

 Regardless of the accident's cause, workers' compensation covers these expenses for workers injured on the job: Cost of medical careCost of post-injury rehabilitationLost wages due to post-injury downtimeDeath benefits for dependents (if applicable) In exchange, employees waive the right to sue their employer following an accident. The idea is that the insurance policy handles the payout, safeguarding the finances of all parties involved. Currently, every state besides Texas requires this coverage for companies surpassing certain thresholds. The National Federation of Independent Business gives a rundown of state-by-state requirements here.
It sounds pretty straightforward, right? Unfortunately…

4 Costs Associated with Running an Allied Healthcare Practice

Our health system as a whole depends on the cooperation between integrated roles: doctors, nurses, and pharmacists, to name a few. But these are not the only healthcare professionals involved in diagnosing, treating, and rehabilitating patients. Allied healthcare specialists fill in the gaps between primary care and pharmacies by performing a number of crucial duties.Have you ever gotten your teeth cleaned? Or sought healthcare after sustaining a musculoskeletal injury? Then you've already interacted with an allied health practitioner.

 According to the Association of Schools of Allied Health Professions,examplesinclude:
DietitiansRadiographersDental hygienistsMedical technologistsSpeech-language pathologistsDiagnostic medical sonographersOccupational, physical, and respiratory therapists If you want to start your own allied healthcare practice, it's prudent to look at it from a financial angle first. Plan for these four associated costs before you open your doors to patients.

Are You Ready to Start a Psychology Private Practice?

According to the American Psychological Association, nearly half of psychologists (44.8 percent) work in a private practice setting. While it's far from the only option for licensed mental healthcare professionals, it's desirable for a number of reasons. There's a degree of freedom and control that comes with starting a private practice that certain other employment models lack.

As a psychologist, you're eager to see your own name on the door—especially after years of education and exams. But ask yourself this first: Are you ready to start a psychology private practice? Taking the plunge too early can lead to harsh financial and reputational consequences. So, take a deep breath and assess your experience, business acumen, and financial reality before doing so. Even the best-laid plans go awry. The good news is that business insurance for mental health practices can help protect your investment of time and money. How exactly? Carrying the right mix of policies covers y…

How Massage Therapy Professionals Can Lessen Their Injury Risk on the Job

As the owner or manager of a massage therapy business, protecting your employees from injury should be a top priority. For all the upsides of the job—helping clients, enjoying a flexible schedule, and faster-than-average occupational growth—the risk exists.

Start by learning more about helping the massage therapy professionals you employ lessen their injury risk on the job. Then make sure you're carrying enough business insurance for massage therapy, including workers' compensation insurance. Why? Because this crucial coverage is "the exclusive remedy" for any injuries your employees suffer on the job. To start, it covers the cost of medical bills and rehabilitation for employees hurt at work. Workers' compensation also furnishes lost wages if a staff member needs to take time off following an injury. Since this type of business insurance policy automatically repays injured employees, it also prevents your establishment from facing a lawsuit. If you file an accu…

Party Planner Challenges: 6 Things That Can Go Wrong at Your Events

If a party goes well, guests hardly notice the logistics. A successful event means attendees leave remembering the great food, dancing, tasteful décor, and engaging program. Little do they know there's meticulous behind-the-scenes coordination happening right under their noses. And as the party planner, you play a lead role in both the preparation and execution.

Anyone in the hospitality industry knows that eventually, something will go wrong at an event. That's why true professionals have backups in place before the big day, including business insurance for party planners. The first course of action is to come up with a solution on the fly. But if that's not possible, having this important coverage at least protects you from expensive liability lawsuits and property loss. Wondering what exactly can go wrong at a party? Here are just six potential "party poopers" to keep in mind.
A Late or No-Show Participant
It's difficult to throw a party without the guest …

Pressure's On: 5 Tips for Photographers Shooting High-Stakes Events

In the world of high-stakes photography, there are no do-overs. The pressure is on for shooting weddings, corporate events, parties, sporting events, parades, and natural phenomena. If you miss the climactic photo opportunity, there's no way to ask participants for a redo. And when someone hires you as a photographer, they expect you'll capture high-quality photos of all the most important moments.
Business insurance for photographers provides peace of mind by protecting your finances against liability and property damage. Having the right policy in place before you shoot a challenging event will protect your livelihood against unexpected mishaps. When the pressure is on, remember these five tips for handling high-stakes events.
Get Credentials Squared Away
You've packed your bag. You've planned your shots. You've dressed up. Now you're outside the door of the venue, rifling through your belongings for your credentials while the doorperson watches. How can phot…

Recent Juice Bar Robbery Shows Importance of Security & Insurance

One juice bar owner in Henderson, Nevada woke up to an unexpected surprise on Thanksgiving day. During the wee hours of the morning, a band of burglars broke into the Juice Standard. They proceeded to find the safe, smash it open with a sledgehammer, grab the cash inside, and flee on foot. The owner knows this to be fact because a security camera caught it all on tape.

While the owner says it's the first time her store has experienced such an intrusion, she's thankful for the outcome. Why? Because, as KVVU Las Vegas reports, "[The burglars] only got away with a small amount of cash." Additionally, the owner is "thankful that none of her employees were hurt." What can we learn from unfortunate incidents like this one? First, don't underestimate the importance of a security system. And second, business insurance for juice bars adds an extra level of protection when losses are severe. Commercial break-ins like these tend to underscore the importance of ha…

4 Lessons Small Medical Practices Can Learn from Larger Organizations

Running a small medical practice gives leaders great autonomy and control over day-to-day functions, which can be very rewarding. But overseeing responsibility for a medical office is no easy feat—especially with the livelihoods of your employees at stake. Good news: It's possible to balance the flexibility of a small practice and the efficiency of a larger one. Just keep these four lessons from larger medical organizations in mind when you're managing a private or small group practice.

Minimize Risk Like a Pro
Larger organizations tend to understand and aggressively mitigate risk. After all, one lawsuit resulting from a freak accident can set a medical establishment back tens of thousands of dollars. The price tag for a "slip-and-fall" accident alone can be in the hundreds of thousands of dollars, depending on injuries. Medical offices, just like any other commercial spaces, have a responsibility to uphold principles of ordinary negligence. This means patients and vi…

How Your Fitness Business Can Help Clients Achieve Their New Year's Resolutions

Come January 1, legions of people will have promised themselves to get their fitness acts together. In many cases, these promises will be well-intentioned but empty. However, a certain subset of those individuals will put forth a sincere effort. Here's how your fitness business can help those clients achieve their New Year's resolutions. By the way, with a host of new clients signing on, it's a great time to review your business insurance for fitness professionals, too.

Focus on a Goal Instead of the Resolution
A resolution can be a fleeting thing, particularly when it's made in the heat of a moment. Meanwhile, a goal is a proposition toward which progress can be assessed. Helping clients set specific, measurable goals that are achievable within a certain time frame gives them the incentive to follow through. However, within that goal setting, there are some key tasks.
Institute Short-Term and Long-Term Goals
In most cases, the 20 or 30 extra pounds clients have vowed to…

How Risk Management Can Lower Business Insurance Quotes

While the term 'risk management' might conjure visions of larger companies, every business can benefit from implementing a sound risk management plan. In addition to helping keep workers as safe as possible, there are a number of financial benefits. Chief among these is the cost of insurance. Here, we'll consider how risk management can lower your business insurance quotes.

What Is Risk Management?
In this case, we're focusing on the term as it applies to protecting the resources of your company. With this in mind, risk management is the act of identifying and assessing operational dangers. It includes taking steps to eliminate them or mitigate their effect on your ability to conduct your business. Risk management also incorporates planning for business continuity in the face of disasters such as earthquakes, fires, floods, and the like. The health and safety facets of a risk management program focus on areas in which workers might sustain lost-time injuries. Meanwhile,…